Ohio Department Unveils Claim Report

The Ohio Department of Insurance has issued its second annual Ohio Medical Liability Closed Claim Report, Director Mary Jo Hudson announced. Data collected from entities providing medical malpractice coverage to Ohio health care providers and health care facilities shows a total of 4,004 medical malpractice claims were closed in 2006. Claims that generated an indemnity payment, which is the amount of compensation paid on behalf of each defendant to a claimant, averaged $288,080 per claim.

Some key findings in the report include:

Total Claims: A total of 4,004 claims were reported for 2006 by 93 entities. Authorized insurers reported the majority of the claims, 2,495. Self-insured entities reported 1,283 claims, surplus lines insurers reported 169 claims and risk retention groups reported 57 claims. For 2005, a total of 5,051 claims were reported by 91 entities. Indemnity Payments: Almost 80 percent of medical malpractice claims resulted in no payment to a claimant. A total of 3,210 claims had no indemnity payments while 794, or 20 percent, closed with an indemnity payment. The total amount paid to claimants was $228,735,572, an average of $288,080 per claim for those claims that generated an indemnity payment. Similarly, in 2005, 20 percent of the claims closed with an indemnity payment, averaging $269,374 per paid claim. Claim Expenses: While most medical malpractice claims closed with no payments to claimants, almost all claims generated expenses for investigation and defense. These expenses totaled $88,131,139, an average of $25,672 per claim. In 2005, the average expenses per claim were $24,443.