Among other things, registered home improvement contractors must:
- maintain commercial general liability insurance in a minimum amount of $500,000 per occurrence;
- display the state-issued HIC registration number in their place of business, in all advertisements, in all business documents including contracts and on all commercial vehicles;
* put home improvement contracts with a purchase price exceeding $500 in writing and list all terms and conditions of the contract including: price; a description of the work to be done; materials to be used; and the dates or time period within which the work will be begun and completed. The contract must be signed by all parties; and
* provide a copy of the certificate of commercial general liability insurance with the contract
HICs cannot obtain construction permits from municipal construction code offices unless they are registered, under state law.
More than 30 home improvement contractors settled matters involving violations of the HIC law last year, mainly through Consent Orders entered into with the Division of Consumer Affairs. The Office of the Attorney General and the Division also have filed suit against home improvement contractors for alleged HIC violations.
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