Kentucky Man Nabbed in Workers' Comp Scam

A Boone County, Kentucky man already in prison on federal charges related to unlawful harboring and employment of illegal aliens has pleaded guilty to an insurance fraud charge after lying to his workers’ compensation carrier about the number of employees at his construction business.

Robert O. Pratt, 49, of Hebron, has been serving an 18-month sentence on the federal charges and will be released to a federal halfway house on Jan. 9.

In the workers’ comp fraud case investigated by DOI, Pratt paid premiums to Kentucky Employers’ Mutual Insurance (KEMI) during 2003-2004 for workers’ comp coverage but reportedly underreported the number of employees at his Florence business, Pratt’s Quality Construction.

He pleaded guilty in Boone Circuit Court to one felony count of insurance fraud and was ordered to pay restitution of $12,546.16 to KEMI and a fine of $2,155.16 to the DOI Fraud Division for investigative costs. The court also ordered Pratt to pay a fine of $1,000, a $30 monthly supervision fee, and $150 in court costs.

Pratt was sentenced to five years on the insurance fraud charge and granted probation.