“The rate guides provide premium quotes from top carriers of auto and homeowners insurance in the state,” said Donelon.
The automobile quotes reflect various rating situations such as driver and vehicle age, location and driving record. The homeowners quotes reflect rating situations such as location and the age and price of the home.
“It is important to remember that these rates are only for comparison purposes,” Donelon added. “The examples given may not precisely reflect your individual circumstances, and you may find that a company not listed in the guide can best offer the coverage and service you need.”
To access the guides, visit www.ldi.state.la.us, near the top of the screen click on “Publications, Guides and Forms,” then click on “Consumer Publications.” Once you have accessed the guides and compared the various companies, you can continue your search by clicking on each individual company listed to access the company Web site.
If you would like further guidance, contact the Department of Insurance at 1-800-259-5300. The Department can provide information on the national rating of each company and the number of complaints, if any, that have been filed against them.
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