Monday, August 17, 2009


At recent kickoff meetings throughout Michigan, The Main Street America Group’s Great Lakes Casualty Insurance Company announced the availability of its commercial product line, featuring the company’s new Main Line Business Owners Policy (Main Line BOP) product, to its statewide network of independent agents.

Michigan agents were also introduced to the super regional property/casualty insurance carrier’s new Main Street Station for Commercial Lines quoting and policy issuance system, which they will use to quote and submit new commercial lines business.

Main Line BOP and Main Street Station for Commercial Lines have also been rolled out to Main Street America’s statewide network of Georgia independent agents. In the Peach State, the product will be written with the carrier’s Main Street America Assurance Company. This now marks nine states where The Main Street America Group has launched Main Line BOP in conjunction with Main Street Station for Commercial Lines.

Great Lakes Casualty, which was acquired by Main Street America last year, had previously only written private passenger auto insurance in Michigan. Earlier this year, the Grand Rapids-based carrier began offering Main Street America’s Personal Auto MVP product via its Michigan agents.

Main Street America’s Main Line BOP property and liability product for the small business owner features broad eligibility, with nearly 500 classes through these 10 programs: wholesale, retail, services, offices, apartments, contractor, condominium associations, garages, restaurants and light manufacturing.

The product also features standard BOP coverages, as well as a host of others, including two that are particularly important to small businesses today—employment practices liability insurance and identity theft. Coverage can be extended with the product’s many options, such as product withdrawal, and condominium directors and officers, as well as Main Line Extension and contractors’ inland marine endorsements.

Main Street America’s Michigan and Georgia independent agents will also be able to write commercial auto coverages, including the carrier’s Commercial Auto Elite endorsement, and workers’ compensation coverage, via Main Street Station for Commercial Lines. They will be able to write commercial umbrella via the new processing system at a later date.

Main Line BOP and Main Street Station for Commercial Lines are being rolled out on a state-by-state basis throughout the 24 states where Main Street America writes business. In addition to Michigan and Georgia, both the product and system are available in Arizona, Connecticut, Massachusetts, Nevada, North Carolina, Pennsylvania and Utah. The policy processing system is also available in Rhode Island for writing Main Street America’s commercial auto and workers’ compensation products.

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