The new changes give Florida’s independent agents the ability to reportedly offer reduced rates and a wider range of coverage options, in order to meet the needs of their customers throughout the state.
The Explorer Universal program allows agents to write policies with increased flexibility, including $10,000/$20,000 Bodily Injury limits and Property Damage coverage of $25,000. Explorer will also insure drivers with up to three accidents or major violations. In addition, Explorer can now write a policy for a driver who requires a Financial Responsibility filing, even if the policy has an excluded licensed driver.
Explorer Universal offers its most competitive rates in Florida’s high-growth cities including Orlando, Tampa, Jacksonville and Tallahassee with the greatest decreases available for drivers with one or two points, single drivers and drivers with international licenses. Part-time students are eligible for the good student discount and the reduced married rate can be applied for widows. Additional discounts include homeowners, multi-car and renewal.
In addition to expanded coverage, Explorer provides motor vehicle reports and CLUE auto insurance loss histories to agents at no cost and offers agents writing its Universal product a special 50% commission incentive on sales of optional Nation Safe Driver Coverage (NSD) for roadside assistance, available with both full coverage and liability only coverage.