NGM Insurance Rolls Into Massachusetts

The Main Street America Group's NGM Insurance Company (NGM) has two ways for Massachusetts drivers to save money on their auto insurance when "managed competition" is implemented in the commonwealth on April 1, 2008. NGM's new Personal Auto MVP and MVP Auto Elite products are designed to provide the best auto insurance available at a price that fit consumers' budgets. Additionally, NGM announced it has received approval from the Massachusetts Division of Insurance to extend the multi-policy discount available with its new Personal Auto MVP product to commonwealth residences insured under the Massachusetts Fair Access to Insurance Requirements (FAIR) plan. The account credit can potentially reduce a policy tier by two, leading to premiums savings of 15 percent to 20 percent. The credit is available for new and renewal auto policies written after April 1, 2008. MVP Auto Elite, NGM's new package of endorsements, provides additional coverage at minimal extra cost. NGM offers three levels of coverage -- platinum, gold and silver -- each with different benefits. MVP Auto Elite Platinum, for example, includes disappearing deductible, in which the collision deductible is reduced over time with renewal; new auto replacement/loan lease gap, which provides new car replacement coverage and coverage for the unpaid amount on a lease or loan in the event of a total loss; and accident forgiveness, in which the driver is not penalized for an "at fault" accident. All three endorsements include 24-hour roadside assistance through NGM's new MSAssist program at no extra charge. Massachusetts consumers interested in learning more about NGM's new auto insurance products should contact their local independent agent.