Main Street America Group Unveils BOP Product

The Main Street America Group announced the availability of its new Main Line business owners policy (BOP) product and Main Street Station for Commercial Lines quoting and policy issuance system in Arizona, Nevada, Pennsylvania and Utah.

Main Street America’s Main Line BOP property and liability product for the small business owner features broader eligibility than its previous BOP. Four new programs—condominium associations, garages, restaurants and light manufacturing—have been added, with 106 new classes.

With the existing wholesale, retail, services, offices, apartments and contractor programs, Main Line BOP features a total of nearly 500 classes. The product will be written with either Main Street America’s NGM Insurance Company or its Main Street America Assurance Company.

The new BOP product also has significantly increased limits, and many new and expanded coverages, including two that are particularly important to business today—employment practices liability insurance, which is underwritten by Hartford Steam Boiler, and identity theft.

Coverage can be extended with the product’s many new options, such as product withdrawal, and condominium directors and officers, and main line extension and contractors inland marine optional endorsements.

Main Street America’s customers in Arizona, Nevada, Pennsylvania and Utah will be able to quote and submit new business applications for Main Line BOP on the company’s new state-of-the-art Main Street Station for Commercial Lines quoting and processing system, which has been launched in conjunction with the new product.

As the new system features automated underwriting, agents will receive an immediate response on eligibility, or notification of referral to a Main Street America underwriter.

The processing system is accessed directly through Main Street America’s secure agent Web site within the company’s public site, www.msagroup.com.

Main Line BOP and Main Street Station for Commercial Lines will be rolled out on a state-by-state basis throughout the 22 states where Main Street America writes business.