OneChoice Auto features protection for liability, medical expenses, and damage to the policyholder's vehicle. And policyholders can expand that protection by choosing one -- or both -- of an exclusive package of enhancements.
Auto Security Rewards provides collision deductible savings, a safe-driver bonus, and an unlimited accident waiver. Auto Security Plus offers increased limits for transportation expenses, OEM replacement parts, and coverage for a loan/lease gap, travel expense, reward for information leading to conviction if the vehicle is stolen, and accidental air bag deployment.
In addition, the optional New Car Replacement endorsement covers the full cost to replace an insured vehicle that is no more than 2 years old and has sustained a total loss, with a new vehicle.
The OneChoice suite of personal insurance products enables independent agents to write a full spectrum of customers, all through the convenience of real-time Web-based technology that makes it possible to process new business and endorsements at the point of sale.
New Jersey Skylands Insurance (www.njsi.com) is a full-service property-casualty insurance carrier that is owned by its policyholder members. In addition to home and auto protection, exclusive membership advantages include emergency roadside assistance for vehicles insured with New Jersey Skylands Insurance, waivers for the collision deductible and the deductible for windshield repair, identity theft resolution services, credit-monitoring services, and more.
The company markets its products and services exclusively through select independent agents.
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